If you are ready for meaningful challenges, eager to make a difference and to go the extra mile, we invite you to apply to become a Credit Analyst I or II with our company. At Volvo Financial Services, we are always looking for great talent. When applying, please indicate which level you are applying for.
Credit Analysts are responsible for the processing and analysis of credit applications for loans and leases to customers for the acquisition of heavy equipment, as submitted by our customers, dealers and District Finance Managers (DFMs). Customer financing requests are reviewed for accurate and complete information and processed to ensure timely and comprehensive credit review and underwriting with the highest level of customer service and professionalism. Additionally, the Credit Analysts negotiate and assist in the conquest of approved transactions. Credit Analysts report to a Credit Manager and the position is located in Greensboro.
Supports dealers, customers, and the VFS USA sales force by providing underwriting on credit submittals and completing credit approvals within delegated credit authority
Develop and utilize financial statement analysis skills to spread financial statements and prepare written comments highlighting important aspects of the financial statements
Meets with prospective customers to analyze business operations and conducts extensive credit interviews. (Occasional travel is required)
Selects and negotiates loan and lease documentation including ancillary documents, UCC-1 related issues, including proof of ownership, search review and subordination
Participates in review and negotiation of documentation with the Customer, Credit Manager, and Legal Counsel. Reviews and initiates proper follow-up as necessary
Credit Analyst I Required Education & Experience
BA/BS degree in Business Administration, Finance preferred; will consider equivalent experience
2+ years’ combined experience in one or more of the following areas: loan or lease underwriting, portfolio asset management or formal credit/risk management coursework/training
Heavy equipment, transportation or construction equipment experience a plus
Credit Analyst II Required Education & Experience
BA/BS degree in Business Administration, Finance required
5+ years’ combined experience in one or more of the following areas: loan or lease underwriting, portfolio asset management or formal credit/risk management coursework /training preferred
Heavy equipment, transportation or construction equipment experience preferred (i.e. OEM sales, pricing, dealer/customer satisfaction)
Demonstrated experience issuing credit decisions under established credit authority of $1 million or more
Internal Number: 94231BR
About Volvo Financial Services
The Volvo Group is one of the world’s leading manufacturers of trucks, buses, construction equipment and marine and industrial engines. The Group also provides complete solutions for financing and service. The Volvo Group, with its headquarters in Gothenburg, employs about 100,000 people, has production facilities in 19 countries and sells its products in more than 190 markets. In 2013 the Volvo Group’s sales amounted to about SEK 270 billion. The Volvo Group is a publicly-held company headquartered in Göteborg, Sweden. Volvo shares are listed on OMX Nordic Exchange Stockholm. For more information, please visit www.volvogroup.com or www.volvogroup.mobi if you are using your mobile phone.